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Balancing restarted student loan payments and a mortgage: How will household budgets adapt?
Household Pulse: Balances through October 2023
The Purchasing Power of Household Incomes: Worker outcomes through August 2023 by income and race
Household Pulse & Cash Buffer Management throughout the pandemic

INSTITUTE | LATEST REPORT

Balancing restarted student loan payments and a mortgage: How will household budgets adapt?

See the Report

INSTITUTE | LATEST REPORT

Household Pulse: Balances through October 2023

See the Report

INSTITUTE | LATEST REPORT

The Purchasing Power of Household Incomes: Worker outcomes through August 2023 by income and race

See the Report

INSTITUTE | LATEST REPORT

Household Pulse & Cash Buffer Management throughout the pandemic

See the Report

Our research agenda

 Extending across the portfolio of JPMorgan Chase's lines of business and global reach, the Institute publishes original research to help policymakers, businesses, and non-profit leaders make more informed decisions. Our data allow us to answer important questions about the financial health of US consumers and businesses at the national and local levels, as well as study labor and financial markets.

Household income & spending

Research focused on the income and expense dynamics of US consumers.

Small business

Research focused on the financial volatility of small business cash flow management, inflow and net flow, and overall health of US small businesses.

Healthcare

Research focused on out-of-pocket healthcare spending among US households to analyze the relationship between cash flows and healthcare expenditures.

Household debt

Research focused on the various forms of household debt, including mortgages and student loans.

Cities & local communities

Research focused on local commerce, resident spending, and the economic vibrancy of cities and local communities.

Financial markets

Research focused on institutional investor behavior.

Labor markets

Research focused on income from labor including labor market trends, growth of the Online Platform Economy, and the financial impacts of job loss.

COVID-19

Insights on the economic impacts of COVID-19.
See All Research

The First 100 Days and Beyond

The First 100 Days and Beyond

Data-Driven Policies to Support Inclusive Economic Recovery & Equitable Long-Term Growth

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Latest News & Events

Three out of Four Small Businesses in Miami Turn a Profit Yet Many Have Limited Cash Buffers, According to New JPMorgan Chase Institute Research

December 4, 2019

Transportation Apps Emerging As Tool for Families to Smooth Income After Job Loss

October 31, 2019

Despite Economic Growth, Financial Volatility Remains High for Most American Families

October 23, 2019

Small Businesses in Black and Hispanic Communities Have Lower Profitability and Cash Liquidity than Businesses in White Communities, According to New JPMorgan Chase Institute Research

September 30, 2019

The Average Family Spends More on Student Loan Payments than on Necessities like Healthcare and Fuel, According to New JPMorgan Chase Institute Data

July 24, 2019

To Prevent Mortgage Default, Three Months of Cash is Key, According to New JPMorgan Chase Institute Research

June 27, 2019

San Francisco Economy Vibrant, Though Challenges Remain for Small Businesses and Women-Owned Firms

June 16, 2019

New Data Explores Revenue and Participation Differences in Driving and Leasing Platforms Across 27 Metro Areas

April 30, 2019

"The goal of the JPMorgan Chase Institute is to help decision-makers use better facts, timely data, and thoughtful analysis to make smart decisions to advance global prosperity. Our hope is that the insights in this new report can inform policymakers, business leaders, and others as they confront challenges.”

 

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